Many Maryland citizens have had the misfortune of being a victim of credit card fraud. Some residents have even been arrested and charged with fraudulently using someone else's credit card. Credit card fraud is a serious crime in the state and there is even an entire chapter of state criminal code devoted to this type of activity. So here is a quick overview of the kinds of criminal activity associated with credit and debit cards.
Two of the most common credit card crimes are obtaining a credit card through fraudulent means and stealing another person's credit card. Getting a credit or debit card by lying and making false statements is considered fraud and is a misdemeanor in Maryland punishable by jail time and a fine. Stealing another person's credit or debit card is also a misdemeanor and anyone convicted of this faces a prison sentence as well as a fine.
Counterfeiting a credit or debit card is a far more serious crime. It involves making a fake credit or debit card in order to purchase items or even purchasing a credit or debit card that is known to have been illegally produced. This type of fraud is considered a felony in Maryland and anyone convicted of this crime faces up to 15 years in prison and a fine of up to $1,000.
Being convicted of credit or debit card fraud is very serious and can lead to detrimental consequences including a damaged reputation. However, any Maryland resident who is facing these types of charges may want to speak with a criminal defense attorney in order to learn about the potential consequences that could accompany a conviction.
Source: statelaws.findlaw.com, "Maryland debit and credit card fraud", Accessed January 9, 2016