While riding with a friend or using a service like Lyft or Uber, you place your trust in the driver to follow road safety rules. That trust is broken when the one behind the wheel crashes the car and leaves you injured in the process. Even if you were in the vehicle with them, you have a legal right to seek compensation from the other party.
Being a passenger places you in a unique position when filing a claim under Maryland’s negligence laws. Understanding those intricacies is an important first step to your recovery.
Proving your lack of fault
When assessing who is at fault in car accident claims, Maryland uses a strict contributory negligence rule. Generally, this means that if you contributed to the incident by even one percent, you may not receive compensation at all.
Fortunately, insurance providers rarely shift the blame onto passengers – especially if you have supporting evidence. Some essential proof includes:
- Police records of the accident
- Photos of you in the passenger seat
- Medical records linking your injuries directly to the crash
- Statements from the driver and witnesses
Acting promptly to compile the relevant documentation is crucial as you have three years from the date of the accident to file a claim in Maryland.
Damages you can recover
An injury resulting from a car crash can have lasting consequences, including taking on unexpected financial losses during recovery. A comprehensive claim must account for every loss you have suffered, including:
- Medical bills: Doctors visits, hospital stays and immediate care costs
- Recovery costs: Therapy and rehabilitation expenses
- Lost wages: Income from missing work due to injuries
- Property damage: Car repairs and part replacements (if the driver was driving your vehicle)
While the path to healing is often challenging, you should not be forced to bear the expenses of someone else’s mistake. Working with a legal professional can position you for a more favorable outcome.
Turning your tragedy into action
Seeking compensation from the at-fault driver can allow you to recover physically and financially from injury. Beyond your individual case, holding the other party accountable can reinforce responsible behavior while on the road.