Yes. If you were injured as a motorcycle passenger because of someone else’s negligence, you may file an injury claim. In Prince George’s County, knowing who caused the crash and which insurance applies can help protect your right to compensation.
Who may be responsible for your injuries?
You may have a claim against another driver who failed to yield, ran a red light or merged into your lane. If the motorcycle operator caused or contributed to the crash, you may also have a claim against the operator. When multiple parties are at fault, evidence can help establish each person’s role.
Which insurance policies might cover your claim?
The at-fault driver’s liability insurance may cover your injuries. If the motorcycle operator was negligent, their liability policy may also apply. Uninsured or underinsured motorist coverage may be another option. Your health insurance may help cover medical expenses, too. Policy limits, exclusions and the facts of the crash can affect which benefits are available.
What if the motorcycle operator contributed to the crash?
Maryland follows a strict contributory negligence rule. If your own negligence was a proximate cause of your injuries, Maryland’s contributory negligence rule may bar recovery, even if another party was also negligent. An operator’s negligence is not automatically attributed to a passenger who was not personally at fault.
Maryland also recognizes the “last clear chance” doctrine as a limited exception that may apply if the defendant could still have prevented the injury after the plaintiff’s negligence. Whether the exception applies depends on the circumstances.
What evidence can support your claim?
Clear records help show how the crash happened and support your claim. Useful evidence includes:
- Police reports: Document the crash and any observed traffic violations.
- Witness statements: Help establish how the collision occurred.
- Photographs or video: Capture vehicle damage, road conditions and injuries.
- Medical records: Link your injuries to the crash and document your treatment.
You can learn more about motorcycle accident claims in Maryland and the issues that may affect recovery.
How can you protect your claim after a crash?
Insurance adjusters may contact you soon after the crash. They may ask for a recorded statement or offer a settlement before you know the full extent of your injuries. Review any early settlement offer carefully before deciding whether to accept it. Keep your documents organized and get legal guidance before making decisions that affect your claim.